Where privacy meets performance in modern digital banking.
We empower individuals and businesses to manage payments, accounts and digital assets through a secure, privacy-focused and high-performance financial platform — built for a global, online-first world.
100% online. No branches. Open a free bank account comfortably from home.
Account solutions & Regulatory deposits
Choose the right account for your needs. For license applicants, we also offer dedicated KIFA-compliant guarantee deposit accounts — separate from operational accounts.
Personal
Personal financial services designed for individuals and families who value privacy, flexibility and full digital control.
- Personal and family accounts
- Debit and virtual cards
- Crypto-friendly services
- Anonymous cards for enhanced privacy
- Online-only account statements
- No phone calls — communication via preferred email
- Account solutions available for non-residents
Business
Financial infrastructure for entrepreneurs and companies operating across borders, with modern tools and streamlined processes.
- Business accounts for companies and professionals
- Cards for owners and team members
- Crypto payments and asset management
- Employee cards with spending controls
- Fully digital statements and reporting
- Email-only communication policy
- Business accounts available for non-resident founders and companies
Corporate
Advanced financial solutions for corporate structures requiring scalability, discretion and international reach.
- Corporate and multi-entity accounts
- Cards for executives and employees
- Crypto and non-bank payment solutions
- High-privacy card options
- Digital-only statements and documentation
- No in-branch visits, no unsolicited calls
- Corporate solutions accessible to non-resident organizations
KIFA Guarantee Deposit
Dedicated account for license guarantee capital, compliant with Kiribati International Financial Authority (KIFA) requirements.
- Funds remain property of shareholders — held under restricted conditions
- Publicly verifiable capital as proof of regulatory compliance
- Separate from operational accounts
- KIFA oversight access included
- Lock-up period defined by license terms
- Requirements vary by license type — determined by KIFA based on:
- • Business activity and license category
- • Projected operational volume
- • Client capacity and risk profile
Cards & Market Rates
Card networks + latest reference prices.
Crypto, integrated — with a security-first approach
Enable the crypto section on your account and access wallets for major assets across multiple networks. Designed for modern payments, treasury and on-chain utilities — while keeping risk controls and user experience at the center.
Fees depend on your plan and selected services.
